How It Works

Step 1:

 * Print out these instructions.

Step 2:
 * Decide on the type of loan you want. No cost, no points programs are very popular, however, there are a multitude of programs that; one that should fit your needs.

 * Evaluate your Interest Rate options.  Search the web and evaluate current rates, then use the mortgage calculator to calculate your monthly payments.

Step 3:
 * Print out the Residential Loan Application.  This form complies with Freddie Mac standards.
 
Step 4:
 * Access and print out the Loan Application Checklist .

Step 5:

 * Submit the Pre-approval Application . With this form, professionals  can begin to take the headaches out of the loan application. Once received, you will be contacted. Be sure to complete the comments section of the form.

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